Brokerage apps show your holdings value, execution prices and broker fees, but they do not calculate lunar Hawl cycles, Nisab thresholds, Sharia compliance or dividend purification. Hisaab automates your Islamic wealth obligations.
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Brokerage apps are built to help you buy and sell. They are not built to help you stay Sharia compliant, keep records clean, or understand what portion of your returns needs purification.
No complex setup or broker integrations required. Keep full control of your private financial data from logging to obligation fulfillment.
Log buy and sell trades with exact charges, STT, and automated FIFO accounting.
Audit holdings against AAOIFI standards with compliance status and purification tracking.
Track Hawl & Nisab daily across ~354 lunar days with live bullion rates.
Purify & fulfill obligations with exact Zakat due and audit-ready records.
Log buy and sell trades with exact charges, STT, and automated FIFO accounting.
Audit holdings against AAOIFI standards with compliance status and purification tracking.
Track Hawl & Nisab daily across ~354 lunar days with live bullion rates.
Purify & fulfill obligations with exact Zakat due and audit-ready records.
Hisaab provides automated calculation workflows based on recognized Sharia standards. Every module performs a concrete regulatory or religious calculation.
Evaluate and organize every holding against AAOIFI benchmarks with explicit Halal, Doubtful, and Non-Halal classifications and purification rules.
Passes all sector exclusions (no interest, alcohol, etc.) and stays below 30% interest debt.
Core operations are permissible, but company earns non-halal income under 5%.
Exceeds 5% non-permissible income or operates in prohibited sector.
Zakat is due once per lunar year (~354 days) on qualifying investment wealth exceeding the Nisab threshold. Hisaab monitors the day-count of every purchased lot and syncs daily gold & silver bullion rates.
Monitors holding duration per purchased lot from settlement date so Zakat is only computed on matured wealth.
Updated daily with live spot prices. Seamlessly switch between Silver (conservative) and Gold thresholds in Settings.
Applied to eligible capital gains once matured. Non-halal holdings are excluded from Zakat and marked for divestment.
No manual spreadsheet entry required. Auto-import historical dividend payouts directly from market feeds, while Hisaab automatically calculates the exact Sharia purification amount down to the rupee.
Syncs ex-dates, pay dates, and per-share dividends automatically for all active holdings.
Applies each company's non-halal percentage to compute the exact charity distribution owed.
Mark payouts as purified as you donate to charity, keeping a clean permanent record.
Track your portfolio value over time without noisy day-trading indicators. Review performance across 1 week, 1 month, 3 months, 1 year, or all-time views.
Clear answers regarding calculation methodology, Sharia standards, and privacy.
Zakat is 2.5% of eligible investment profit, due once per lunar year (Hawl) if your portfolio exceeds the Nisab threshold. Hisaab automatically tracks how long each position has been held, calculates the profit basis, and checks whether your total eligible wealth exceeds the Nisab, updated daily using live gold and silver prices.
Purification (Tasfiyah) is a separate obligation from Zakat. When a company earns a portion of its revenue from non-permissible activities (e.g., interest income), you must donate that same proportion of any dividend received to charity. Under AAOIFI Standard No. 21, companies with non-permissible income below 5% of total revenue are eligible for investment, but that portion of your income must still be purified. Hisaab tracks this per dividend payment.
Both standards exclude the same prohibited industries (conventional banking, alcohol, gambling, etc.) and use a 5% cap on non-permissible income. The difference is in the financial ratio thresholds: AAOIFI requires interest-bearing debt to be below 30% of market cap (the strictest globally recognized standard). Mainstream standards (DJIM, S&P Shariah, FTSE, MSCI) use 33%, derived from classical scholarly principles. You can select your preferred standard under Settings > Compliance at any time.
Yes, Hisaab is free to get started with no credit card required. All current features including portfolio tracking, Sharia screening, Zakat calculations, dividend purification, and live bullion rates are free to use. Optional premium tiers or advanced integrations may be introduced in the future, while current core capabilities remain accessible.
Your privacy and data security are our top priorities. Your portfolio data and transaction records are stored securely, transmitted over encrypted connections, and never sold, rented, or shared with third-party advertisers or external data brokers.
Start tracking your holdings and obligations today. Free to use with no credit card required.
Hisaab is a calculation and tracking tool only. It does not provide investment advice or religious rulings (fatwas). Consult a qualified scholar for personal guidance.